Conventional
Loans
Call 256-216-0202
01
Conventional
We combine competitive rates, groundbreaking tools and technology, and a fast, easy process to help deliver a worry-free mortgage experience.
- 620+ FICO
- Primary, second and investment properties
- Loan amounts up to county loan limit
- Eligible for primary, second and investment properties on purchase, rate/term and cash-out refinances
- LTV’s as high as 97% on purchase and rate/term refinances
- LTV’s as high as 80% on primary home and 75% on second home and investment cash-out refinances
- Available on single- and multi-wide, co-ops*, condos and PUDs
- High Balance available for loan amounts over the county loan limit
02
Elite
The obvious choice for top-tier borrowers! Comprised of some of the best conventional rates and pricing in the industry, our Elite program allows you to close quickly.
- 700+ FICO, up to 80% LTV
- Loan amounts from $125,000 up to county loan limits
- Eligible for primary, second and investment homes
- Appraisal Waivers honored
- Includes conventional and high balance
- Available on single- and multi-wide, co-ops*, condos and PUDs
03
Elite MI
Elite MI combines the cheapest lender-paid mortgage insurance in the industry with some of the lowest borrower-paid pricing, which means you only have to go one place to find a lower payment for your 620+ FICO.
- Among the lowest mortgage insurance rates in the industry
- Instant MI saves 3-7 days on the loan process
- No overlays
- No adjustments for DTI or number of borrowers
- Starts at 620 FICO
NMLS# 196573
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Address
Courtesy First Home Lenders
110 North Marion Street
Athens AL 35611
Call
(256)-216-0202
kbalch@mycfhl.com