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Courtesy First Home Lenders

“Where Courtesy is Common”


We offer a wide variety of loan types throughout the state of Alabama. We’re “close to home” for our neighbors in Athens / Madison area, but also serve the entire state of Alabama.

Please call or email us if we can be of help or answer any questions at all concerning buying or refinancing you home.

Greg Balch

Conventional Loans

We have conventional loans for Purchases, Rate/Term Refinance and Cash Out Refinance.

VA Loans

We offer VA Loans for Purchases, Interest Rate Reduction, and Cash Out.


We offer FHA loans to those who are wanting to purchase a higher priced home.

USDA Loans

We offer low interest mortgage loans backed by the US Department of Agriculture.

Jumbo Loans

Courtesy First Home Lenders has multiple Prime Jumbo products to meet your loan needs.

Manufactured Homes

Courtesy First has loans available to those who are looking to purchase a mobile home or trailer.

Flex Term

Customize the perfect loan for you without resetting the mortgage clock! 

Our History

Courtesy First Home Lenders was incorporated on January 29th, 2004 for the purpose of providing the Athens, Madison, Huntsville and Florence area with quality mortgage products and exemplary service. After spending 23 years in all areas of the financial services industry and an additional four years specializing in mortgage originations, Greg Balch felt the time was right to open a local mortgage origination office of his own, to more efficiently deal with the needs of the customer base he had developed. Over the last two decades, it’s become obvious he made the correct decision. Courtesy First has been truly blessed through all of the changes that have taken place to still be offering a wide variety of mortgage types to serve the people of this area. We hope you’ll give us a call!

We’d Love to Help

NMLS# 196573



Courtesy First Home Lenders
110 North Marion Street
Athens AL 35611